Tools

Mortgage Calculator

The calculator I built for my own property decisions. Compare annuity and linear repayment, test extra payments, and see the full amortization picture. No email required, and no data leaves your browser.

Tip: even €100/month extra can shave years off an annuity mortgage. Try it.

Monthly payment
Total interest paid
Paid off in

Year-by-year schedule

YearPaid (total)InterestPrincipalBalance remaining

This tool is for orientation only and is not financial advice. Rates, tax effects (e.g. mortgage interest deductibility), and lender conditions vary, so always verify with your lender or adviser.